We provide our clients with tailored financial solutions and sound financial advice. We can help with Retirement Planning, RRSP, Estate Planning, Investment Plans, Insurance and building Tax Strategies.

Building A Plan

We provide financial consulting and asset management but we know that people benefit greatly when all aspects of their finances are integration within a financial plan. This starting process provides a road map that guides you towards the achievement of the goals you have defined and to which you are committed. 

With us, you will be dealing with one adviser instead of the revolving door experience (with a new adviser every 2 years) that many Canadians unfortunately experience at a bank branch when building and managing their financial plan. To start building your plan and taking full advantage of our services, please contact us and book an appointment today.

Contact us today to get started and experience our all inclusive service! 

“…if you don’t know where you are going any road will get you there.” Levis Carrol, 1832 – 1898

Discretionary Portfolio Management

Jason DeJean at The Wealthbuilding Group - Harbourfront Wealth Management, can offer Discretionary Portfolio Management. Portfolio Managers are held to the highest standard in the industry and have a fiduciary duty to act with care, honesty and in good faith, always in the best interest of their clients. Advisors with this designation have taken additional education, earning the Chartered Investment Manager (CIM®) Designation. In addition, they require special approval from their dealer and the regulator to manage accounts with discretion. This simplifies investment management as they can make investment decisions on behalf of their clients. This designation qualifies them as "Accredited Investors" on behalf of their clients, many of whom would not qualify otherwise. Because of this they can choose from the widest range of investment options available so they can better manage your wealth.

Key Benefits

Responsiveness Our investment approach requires the ability to adjust your portfolios to suit conditions ahead on short notice. Active management of your money is the only road to investing success as market volatility increases and low rates persist. Discretionary Management allows us to make investment changes quickly for large numbers of clients. By making trades on an investment across all client accounts we are able to fairly enter and exit positions so that each client gets the same price when buying or selling. By eliminating the need for individual client calls on each trade we can dramatically increase our efficiency so more time can be spent on financial planning and investment research.

Broader Product Range Traditional mutual funds and brokerage accounts typically only invest in stocks and bonds. With increasing correlation between global markets over the past 20 years, it is important to consider other asset classes. However, rules such as the "Accredited Investor Rules" stipulate pre-requisites that most investors can not satisfy, preventing them from investing in these asset classes. Alternative investments are typically used by high-net-worth investors and pension plans to dampen volatility and enhance long term returns. By investing in out Discretionary Accounts all clients will have access to these investments.

Investment Policy Statements (IPS) - A Portfolio Manager develops a written agreement, known as an Investment Policy Statement, or IPS. This IPS sets out the investment goals and objectives of the client and describes the investment strategies that are suitable to meet those objectives. The IPS takes into account specific needs, including risk tolerance, time horizon and investment philosophy. Your IPS is the basis upon which we would select an appropriate mix of investments and make discretionary adjustments to your portfolio. The IPS lays out the framework in which your portfolio is managed. It is agreed upon up front and reviewed at least annually or as your circumstances change.